You may purchase merchandise from this Web site by using any one of the payment options listed in (link to Payment Options). Christine O'Toole reserves the right to change its payment procedures at any time without prior notice to you.
    All credit card, debit card, and international payments must be made through PayPal's secure online payment system.  Your credit card information is never revealed to me, nor do I have access to it.  Please be sure that if you have a PayPal account, your shipping address is correct and current, especially if you have recently submitted a change of address form at the post office.  Strict new Homeland Security policies govern the US mail, and if the post office finds a discrepancy between your shipping address and their address of record, a considerable delay of delivery can happen (two weeks or more!), and I will not have any way to be of assistance in this matter.  These delays and where your package go are not required to track your package, so please double-check your address information.  
    You do not need a PayPal account in order to purchase.  PayPal now welcomes you to check out as a guest.  You only need to supply your payment information and a valid email address so that PayPal is able to send you a purchase receipt.
    Additional payment options for customers in the United States:  Christine O'Toole welcomes personal checks and money orders from domestic customers.  If you wish to pay by check or money order, please contact me so that a hold may be placed on your item(s).  Holds will be lifted after one week if payment is not received, unless prior, short-term arrangements have been made for your convenience.  Additionally, your item(s) ordered will be shipped only after payment has successfully cleared.  

     All notices from Christine O'Toole to You may be posted on our Web site and will be deemed delivered within thirty (30) days after posting. Notices from You to Christine O'Toole shall be made either by regular mail, sent to the address we provide on our Web site, or first class mail to our address at:  145 Sunrise Court, Stetsonville, WI  54480-9730, USA.  Delivery shall be deemed to have been made by You to Christine O'Toole five (5) days after the date sent.

     All content appearing on this Web site is the property of:  Christine O'Toole
Copyright © 2020 Christine O'Toole. All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2020 Christine O'Toole. All rights reserved.

     All brand, product, service, and process names appearing on this Web site are trademarks of their respective holders. Reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by Christine O'Toole. Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of Christine O'Toole or any third party, except as expressly granted herein.

     This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. Christine O'Toole and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if Christine O'Toole believes that customer conduct violates applicable law or is harmful to the interests of Christine O'Toole and its subsidiaries.

     This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. Christine O'Toole and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if Christine O'Toole believes that customer conduct violates applicable law or is harmful to the interests of Christine O'Toole and its subsidiaries.

     At this time, Christine O'Toole ships merchandise to locations within the United States and U.S. territories, including Alaska, Hawaii, Puerto Rico, Guam, and the US Virgin Islands. The risk of loss and title for all merchandise ordered on this Web site pass to you when the merchandise is delivered to the shipping carrier.  
    The cost of postage will be determined at the time of shipping.  Within the United States, packages are shipped through the US Postal Service.  Priority Mail packages provide tracking and $50 of free insurance, and typically take two to three days to arrive at your home.  Insurance over $50 requires an additional fee.  Please let me know if you would like to add insurance to cover the full price of your purchase. 

     At this time, international orders will be considered on an individual basis.  For international customers, packages ship via the US Postal Service Priority Mail international flat rate box.  No tracking is available for international flat rate.  Insurance is not available for flat rate boxes, and Christine O'Toole is not responsible for lost or damaged packages.  Please email me to discuss slower shipping options before making payment.  I will invoice you with modified shipping for your items.  
    Customs and import duties may be applied to International orders when the shipment reaches its destination. Such charges are the responsibility of the recipient of your order and vary from country to country. Contact your local customs office for details.
    Shipping laws are different in each country. It is your responsibility to check with your Customs office to verify whether the country to which you are shipping permits the shipment of your products. Christine O'Toole is not responsible for any direct, indirect, punitive, or consequential damages that arise from improper international shipping practices.  The risk of loss and title for all merchandise ordered on this Web site pass to you when the merchandise is delivered to the shipping carrier.  Please Do Not ask me to fill out customs forms for a lower value, as this is prohibited by law.  Thank you for your understanding.

     Christine O'Toole charges sales tax for merchandise ordered on this Web site based on the applicable state sales tax rate and the location to which the order is being shipped.

     The information and content on this server is provided "as is" with no warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Any warranty that is provided in connection with any of the products and services described on this Web site is provided by the advertiser or manufacturer only, and not by Christine O'Toole.
    The references and descriptions of products or services within the Web site materials are provided "as is" without any warranty of any kind, either express or implied. Christine O'Toole is not liable for any damages, including any consequential damages, of any kind that may result to the user from the use of the materials on this Web site or of any of the products or services described hereon.
    The descriptions of, and references to, products, services and companies on this Web site are the sole responsibility of the companies providing the information ("advertisers"), and not Christine O'Toole.
    The inclusion of material on this server does not imply any endorsement by Christine O'Toole, which makes no warranty of any kind with respect to the subject matter of the server materials advertised.
    A possibility exists that the server materials could include inaccuracies or errors. Additionally, a possibility exists that unauthorized additions, deletions, and alterations could be made by third parties to the server materials. Although Christine O'Toole tries to ensure the integrity and the accurateness of the server materials, it makes no guarantees about their correctness or accuracy. Before relying on any representation made in any of the server materials, check with the advertiser of the product or service to ensure that the information you are relying upon is correct.

     Christine O'Toole will gladly accept returns and exchanges.  Please contact Christine O'Toole within 14 days of delivery.  Items must be shipped back within 30 days of delivery.  Custom or personalized orders may not be returnable.  Buyers are responsible for return shipping costs.  If the item is not returned in its original condition, the buyer is responsible for any loss in value.  

Miscellaneous
VOID WHERE PROHIBITED:  Although the information on this Web site is accessible worldwide, not all products or services discussed in this Web site are available to all persons or in all geographic locations or jurisdictions. Christine O'Toole and the advertisers each reserve the right to limit the provision of their products or services to any person, geographic area, or jurisdiction they so desire and to limit the quantities of any products or services that they provide. Any offer for any product or service made in the materials on this Web site is void where prohibited.
GOVERNING LAW:  In the event of litigation both parties agree that the Law of the State of business registration of Christine O'Toole shall apply and both parties shall consent to the jurisdiction of said State's courts, or in the event of diversity of citizenship, the United States District Court for the State of Wisconsin, Taylor County. Both parties expressly waive a trial by jury.
MISCELLANEOUS: The Terms and Conditions constitute the entire agreement between you and Christine O'Toole with respect to this Web site. The Terms and Conditions supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written between you and Christine O'Toole with respect to this Web site. No modification of the Terms and Conditions shall be effective unless it is authorized by Christine O'Toole. If any provision of the Terms and Conditions is found to be contrary to law, then such provision(s) shall be constructed in a manner to closely reflect, as much as possible, the intentions of the parties, with the other provisions remaining in full force and effect.